A growing market for people looking to transfer their insurance policy is completing a life insurance policy settlement. When someone does a cash settlement sale of their policy, they receive a cash payout and give up the rights to the policy.

While this is not right for everyone, it is a great alternative to many who no longer wish to maintain an expensive policy or just do not need it anymore. These types of settlements can produce a very attractive cash offer.

Policies that qualify for selling include term insurance, whole life, variable, endowment and more.

Age is normally over 55 years of age with a face amount of the policy of $250,000 and higher.

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